I switched auto insurance companies again, still in search of savings. Fifteen years without a claim, yet I keep paying for it year after year. The only real benefit so far has been the quiet peace of knowing it’s there if I ever need it.

Numerous people treat faith the same way. They accept Jesus as Savior, then tuck him away in the back of their mind. Years pass without connecting with him, but he’s still there as a safety net for emergencies, someone to call on when the darkness rolls in.

Too many Christians carry an insurance policy faith, reaching for Jesus only when something goes wrong. But faith was not meant to be a contract, but a relationship. Following Jesus means connecting daily with him through prayer, Scripture, and fellowship with other believers. Then, when life does take an unexpected turn, Jesus shows up not because you’ve paid your dues, but because he genuinely loves you.

It is worth asking yourself: Do I love Jesus like a brother, or treat him like Allstate?